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Established in 2021 Ethic Adviser creates Sustainable  Investing solutions for advice professionals and retail customers to help them make sustainable and ethical investment decisions that align with their values. Our goal is to help shape a more sustainable future by redirecting capital to environmentally sustainable, socially responsible and ethical business to help . We believe that this will lead to better long term performance for our customers’ investments, secure our planet’s future, making it a more equal and ethical place to live.

The Ethic Adviser tool is a discovery, research and advice support tool, designed to give Advisers the confidence to understand their customer responsible investing parameters, access ESG (Environmental, Social, Governance) research for over 100,000 global equities and funds, and incorporate outcomes into the advice process.

The Ethic Adviser tool is a software product which the Advisers use to help them give advice to their clients. This advice is from the Advisers, not Ethic Adviser.

Using independent sustainability data, Ethic Adviser scores investments across Environmental, Social and Governance performance, to help you understand how “good” they are. Every investment is provided with a score out of 100.

Our Environment criteria looks at a company’s energy use, waste, pollution, natural resource conservation and animal treatment. We also evaluate which environmental risks might affect a company’s income and how the company is managing those risks.

Our Social criteria looks at how the company and its supply chain treats its people and the community around it. We do this through analysing things like the company’s working conditions, employees’ health and safety, human rights, business relationships, charitable community and volunteer work.

Our Governance criteria looks at how the company is run. It looks at if the company is transparent and ethical, if it has strong and independent leadership, how diverse the management is, executive compensation and employee relationships, incidents and risk exposures.

Ethic Adviser provides sustainability rating to over 100,000 global companies and funds.

Working from a framework of covering Environmental, Social and Governance issues, Ethic Adviser empowers user to build a portfolio of companies based on their sustainable preferences and exclusions.

• Providing an overall ‘Ethic Adviser score’ out of 100 and four key scores for Planet, Community, Employees and Ethics considerations, companies are categorised across four risk levels: fantastic, good, okay and bad.
• A company is analysed and scored based on its actions, policy, awareness of and management of  Sustainability, across its entire supply chain, partnerships and product lines.
• Ethic Adviser identifies companies involved in a range of products, services and business activities for screening purposes as well as identifying companies involved in incidents that may negatively impact the environment, society, employees and stakeholders.
• Companies are exposed to different Sustainability issues to different degrees. The assessment to this exposure is driven by sub-industry and company-specific factors.
• The magnitude to which a company is exposed to Sustainability issues  and how well the company is managing them is measured and incorporated into the scoring.

Our data is sourced from Independent ratings agencies (CSRHub), brand and parent company annual reports and websites, credible third-party reports (eg. Clean 200) and industry standards bodies (e.g. PRI – Principles of Responsible Investing, CDP – Carbon Disclosure Project)

Awarded rankings are based on scores and consider product or service involvement (exclusion screens) with no revenue or involvement thresholds applied – if there is exposure of any kind, it is incorporated. This is done for the specific reason, that it is up to the Adviser and their Client to decide what to exclude from their portfolio. At a minimum we have designed the score to promote a ‘best of breed’ approach to selection eg. a customer may want to purchase a lithium mining stock due to the importance of lithium in electric vehicle production. The holistic scoring and ranking approach will promote the highest scoring company based on their broad sustainability.

• Ethic Adviser Score of 80+ (Fantastic)
• Ethic Adviser Score of 60- 80 (Good)
• Ethic Adviser Score of 40 – 60 (Okay)
• Ethic Adviser Score of less than 40 (Bad)
Companies are shown in Ethic Adviser as:

• A Match – If the investment matches your ESG profile and is not excluded
• Conflicts – If the company is excluded from your profile based on areas of business and incidents that company of funds is involved in.
• Non Match – if an instrument neither matches, nor conflicts directly with your Client’s sustainability profile.

Invite your customers to complete their Sustainable Investing profile. This enables you as the Adviser to understand the industries and behaviors that your client wants to support and which they want to avoid. The results are generated using the Ethic Adviser algorithm and show investments as matches or conflicts to that profile.

Matches are the investments in the Ethic Adviser universe (100,000+ companies) which align the the client’s current responsible investing profile.

Conflicts are those investments that do not match the client’s responsible investing profile and once uploaded, will highlight which investments in the client’s current portfolio that do not align with their values.

Uploading your client’s portfolio allows you to see what existing investments conflict with your client’s responsible investing profile. This allows you to identify which investments should be reviewed.

Designed to help you as the Adviser to highlight if any investments, including those identified as a conflict to your client’s responsible investing profile, should be “Retained” in the client’s investment portfolio – a great opportunity to hold a client discussion. Mark an investment for “Review” at a later date (for example at the next portfolio management committee meeting), or agree with your clients to “Remove” it as soon as possible and replace with an alternative investment that better suits the client’s responsible investing profile. For those investments that are a match to the client’s responsible investing profile, you as the Advisers will be able mark any investment as “Review” or “Add” if you want to consider adding it to the client’s portfolio.

Whenever an investment is tagged, it will become available in the Advice Outputs section for that client so you can add the decisions to your Statement/Record of Advice.

The average return, positive or negative, for this company over a 3 year period. It’s calculated based on daily returns from the past 3 years.

All information is handled in accordance with our Privacy Policy. Where necessary for the Ethic Adviser Adviser tool to function effectively and to allows Advisers to service their clients, Ethic Adviser handles and stores account information for both Advisers and Adviser clients. For Adviser clients this is limited to first name, last name and email address, which in combination are used as unique identifiers, as well as responsible investing profile outcomes and outputs.

All data and information is secured and encrypted.

No, never. The Ethic Adviser Adviser tool is a tool built for you, as the Adviser, to use with your clients. We do not contact your clients.

You can upgrade, downgrade and cancel your subscription at any time. Should you wish you account to be closed and data erased please contact Ethic Adviser directly. By starting a monthly subscription you are entering into a service agreement managed under the terms offered by Stripe, our payment provider.

Any refunds will be applicable from the end of the current billing period. You will retain access to Ethic Adviser until the end of that billing cycle.

All data will be stored by Ethic Adviser but it will only be accessible to those accounts with an active paid plan.